Home Equity
Home Equity Line-Adjustable After 1 Year
 Rate  APR  Points
 2.500%  2.500%  0.000%
Home Equity Line-Adjustable After 5 Yr Draw Period
 Rate  APR  Points
 3.850%  3.850%  0.000%
Home Equity Loan - 5 Year Fixed
 Rate  APR  Points
 3.750%  3.750%  0.000%
Home Equity Loan - 10 Year Fixed
 Rate  APR  Points
 4.000%  4.000%  0.000%
Home Equity Loan - 15 Year Fixed
 Rate  APR  Points
 4.250%  4.250%  0.000%
Home Equity Loan - 20 Year Fixed
 Rate  APR  Points
 4.500%  4.500%  0.000%