Home Equity
Home Equity Line-Adjustable After 5 Yr Draw Period
 Rate  APR  Points
 3.850%  3.850%  0.000%
Home Equity Loan - 5 Year Fixed
 Rate  APR  Points
 3.750%  3.750%  0.000%
Home Equity Loan - 10 Year Fixed
 Rate  APR  Points
 4.125%  4.125%  0.000%
Home Equity Loan - 15 Year Fixed
 Rate  APR  Points
 4.375%  4.375%  0.000%
Home Equity Loan - 20 Year Fixed
 Rate  APR  Points
 4.625%  4.625%  0.000%