Mortgage Center
At ASB, we provide some of the finest mortgage tools available on the web - easy, convenient, online applications with many loan programs to choose from along with the most competitive rates in our market.
We also offer affordable housing programs for first-time homebuyers. By partnering with the Federal Home Loan Bank of New York, we can make it easier to turn your dreams of homeownership into reality.
Further, we are a participating lender with the Bergen County American Dream First-Time Home Buyers Program, where eligible first-time homebuyers receive homeownership counseling and financial assistance. You can learn more about the Bergen County American Dream Program by clicking here.
Applying for your mortgage or home equity is simple and can be done in as little as 20 minutes.
- Apply Now and complete the application.
- When you have completed the application, just click submit.
- An Atlantic Stewardship Bank Mortgage Specialist will follow up to answer your questions.
If we can be of assistance at any time in the process, feel free to contact us at 201-444-7100 or by email at mortgagedept@asbnow.com
Home Equity
Put your home to work for you with a home equity loan or line of credit.
Purchasing a home?
Click here for a Prequalification Certificate.
Rate Watch
Sign up to have rates e-mailed to you. You may choose to have rates e-mailed to you when they reach your desired rate, or on a regular basis.
Special Rates
Special Rates for homes located in Bergen, Passaic & Morris Counties. Please contact a loan representative at 201-444-7100 for more information.
Calculators
Whether you are considering purchasing a new home or deciding if it is the right time to refinance, use our calculators to help you make your decision.
Today's Featured Rates
| Home Equity | ||
| Home Equity Line-Adjustable After 5 Yr Draw Period | ||
| Rate | APR | Points |
| 4.250% | 4.250% | 0.000% |
| Home Equity Loan - 5 Year Fixed | ||
| Rate | APR | Points |
| 3.750% | 3.750% | 0.000% |
| Home Equity Loan - 10 Year Fixed | ||
| Rate | APR | Points |
| 4.125% | 4.125% | 0.000% |
| Home Equity Loan - 15 Year Fixed | ||
| Rate | APR | Points |
| 4.375% | 4.375% | 0.000% |
| Home Equity Loan - 20 Year Fixed | ||
| Rate | APR | Points |
| 4.625% | 4.625% | 0.000% |