Mortgage Center

At ASB, we provide some of the finest mortgage tools available on the web - easy, convenient, online applications with many loan programs to choose from along with the most competitive rates in our market.

We also offer affordable housing programs for first-time homebuyers. By partnering with the Federal Home Loan Bank of New York, we can make it easier to turn your dreams of homeownership into reality.

Further, we are a participating lender with the Bergen County American Dream First-Time Home Buyers Program, where eligible first-time homebuyers receive homeownership counseling and financial assistance. You can learn more about the Bergen County American Dream Program by clicking here.

Applying for your mortgage or home equity is simple and can be done in as little as 20 minutes.

  1. Apply Now and complete the application.
  2. When you have completed the application, just click submit.
  3. An Atlantic Stewardship Bank Mortgage Specialist will follow up to answer your questions.

If we can be of assistance at any time in the process, feel free to contact us at 201-444-7100 or by email at

Today's Featured Rates

Home Equity
Home Equity Line-Adjustable After 5 Yr Draw Period
 Rate  APR  Points
 4.250%  4.250%  0.000%
Home Equity Loan - 5 Year Fixed
 Rate  APR  Points
 3.750%  3.750%  0.000%
Home Equity Loan - 10 Year Fixed
 Rate  APR  Points
 4.125%  4.125%  0.000%
Home Equity Loan - 15 Year Fixed
 Rate  APR  Points
 4.375%  4.375%  0.000%
Home Equity Loan - 20 Year Fixed
 Rate  APR  Points
 4.625%  4.625%  0.000%

Personalized Quote

Contact Info | What to Expect | Site Security
If you complete our online application, your request will be assigned to one of our
mortgage originators who will contact you.